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What is Gross Negligence?

By the Dennis and King Law Firm In Chattanooga, TN Gross negligence refers to behavior that demonstrates a conscious disregard or indifference for the safety, life or rights of others. It differs from ordinary negligence, which is defined as “a violation of a general duty to behave with reasonable care.” Instead, gross negligence has the added feature of recklessness. An example of gross negligence is a father who repeatedly allows his ten-year-old son to operate a tractor without supervision. The young boy runs over a man and, as a result, the man’s leg is amputated. The jury subsequently awards the victim compensatory and punitive damages. This is because the child’s father encouraged his young son to operate a tractor without adult supervision. The jury finds that such behavior constitutes gross negligence.

Misconceptions Regarding Social Security Disability

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Social Security is a social insurance program funded primarily by payroll taxes. Collected in accordance with the Federal Insurance Contributions Act, this program constitutes the federal government’s largest expenditure.  Three Common Social Security Myths Social Security is a controversial topic. Nevertheless, many opinions regarding this issue are based primarily on myth. Following are some common misconceptions regarding Social Security: Social Security will be unsustainable by 2037Social Security benefits are earnedThe Social Security program is bankrupt While claims such as these are based on some truth, they are nevertheless greatly exaggerated. For example, while the federal government is in substantial debt, the Social Security system still distributes funds to those with disabilities. Additionally, disabled individuals without gainful employment can still, in certain instances, apply for Social Security benefits. Furthermore, our Social Security system will arguably retain it…

Things To Consider When Starting Your Own Business

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So if you are thinking about opening your own business, be aware of the different types of property and casualty insurance you might need before opening up shop! Most small businesses need insurance. It is imperative that you research and become aware of the types of insurance you need before welcoming clients into your commercial property or sending sales representatives out into the field to sell your product. Different types of commercial property and casualty insurance include: Workers’ Compensation Workers’ compensation is insurance that covers the cost of medical care and compensation for income lost by employees because of an occupational injury or disease that occurred while at work. Different states have different worker’s compensation laws. In the state of Tennessee, all employers “in the construction business or trades (construction service providers) that have one or more employees unless they are specifically exempted,” must provide worker’s compensation to their employee…

Are Jasper Remanufactured Engines A Good Idea?

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Catastrophic engine failure leaves automobile owners with one of two choices-they can either sell their vehicle for scrap or buy a new engine. However, for many individuals, because of budget constraints, scrapping their vehicle is simply not an option. This leaves purchasing either a new replacement engine or a Jasper remanufactured one. When faced with this dilemma, many auto owners ponder which is the better solution.
What is the Difference?The components of a new engine are fresh off the assembly line. Jasper remanufactured engines are designed to function just like a newly built engine. However, these engines are sold at a substantially reduced price. Essentially, Jasper remanufactured engines use a combination of recycled and new parts. For example, used engines are disassembled and any obviously damaged parts are scrapped. All the remaining components, including the heads, block, crankshaft, camshafts, rods, pistons, and water pump are carefully inspected. Inspections are compreh…

When Are Expert Witnesses Used?

An expert witness is used when scientific, technical or specialized testimony helps a jury understand the evidence or resolve a disputed issue. What Are the Required Qualifications of Expert Witnesses? The Tennessee or Georgia Rules of Evidence do not spell out specific qualifications for an expert witness. Instead, an attorney must convince the judge hearing a case that the particular expert witness possesses technical or specialized knowledge that regular people do not. Additionally, your attorney must convince the judge that the expert witness’s testimony will be reliable and helpful to a jury. While a witness may be a witness because of the expert’s education, professional experience or specialized training, a witness may also be an expert because of their experience in a trade, such as a car mechanic. Is Evidence given by an Expert Always Admissible? If a judge determines an expert witness’s testimony to be inadmissible, they will exclude it. To be admissible, the testimony must m…

Holiday Lighting with Elite Property Maintenance in Chattanooga, TN

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With Halloween passed and Thanksgiving quickly approaching, Christmas is just around the corner. The holidays are such a busy time of the year, it is typical to end up with a very long to-do list of all the tasks that need completion. For most homeowners, hanging up Christmas lights is one of the larger tasks appearing on this list. When it comes to hanging Christmas lights, it is easy to think this is a simple task. Yet, as most homeowners experience each year, hanging Christmas lights is not so simple. Whether one is dealing with light bulb issues, bad weather, or the lack of proper tools and equipment, something always seems to extend the project longer than expected.
Having an issue with a string of lights? No worries. The Elite Property Maintenance team has extensive experience with installing lights and will promptly find a solution to any challenges that may arise. Hiring a service like Elite Property Maintenance to hang one’s holiday lights means that clients can be one hundr…

Why Outsourcing a Company's Bookkeeping Saves Time and Money

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For business owners, keeping accurate books is paramount. Making mistakes adds up, especially if those mistakes lead to an audit or bankruptcy. With thirty percent of small businesses failing within two years because of expenses outweighing profits, it is more important than ever to keep accurate books. Hiring a CPA to perform bookkeeping tasks is not without cost, but it can save a lot of money in the long run. Even the most seasoned business owners make bookkeeping mistakes when they lack the proper experience. Mistakes encompass data entry errors, missing entries, double entries, and confusion regarding types of expenses. A trained bookkeeper with a keen eye is less likely to make such mistakes. Part of a bookkeeper’s role is to pay bills, maintain a budget and accurately invoice with timeliness. It’s easy to fall behind on paying and accounts receivable when one is running their own business. No more late fees and getting paid on time are just some advantages to an outsourced boo…