Leadership Styles, Transformation, and Success in the Business World

So if you are thinking about opening your own business, be aware of the different types of property and casualty insurance you might need before opening up shop! Most small businesses need insurance. It is imperative that you research and become aware of the types of insurance you need before welcoming clients into your commercial property or sending sales representatives out into the field to sell your product. Different types of commercial property and casualty insurance include: Workers’ Compensation Workers’ compensation is insurance that covers the cost of medical care and compensation for income lost by employees because of an occupational injury or disease that occurred while at work. Different states have different worker’s compensation laws. In the state of Tennessee, all employers “in the construction business or trades (construction service providers) that have one or more employees unless they are specifically exempted,” must provide worker’s compensation to th...

Catastrophic engine failure leaves automobile owners with one of two choices-they can either sell their vehicle for scrap or buy a new engine. However, for many individuals, because of budget constraints, scrapping their vehicle is simply not an option. This leaves purchasing either a new replacement engine or a Jasper remanufactured one. When faced with this dilemma, many auto owners ponder which is the better solution. What is the Difference? The components of a new engine are fresh off the assembly line. Jasper remanufactured engines are designed to function just like a newly built engine. However, these engines are sold at a substantially reduced price. Essentially, Jasper remanufactured engines use a combination of recycled and new parts. For example, used engines are disassembled and any obviously damaged parts are scrapped. All the remaining components, including the heads, block, crankshaft, camshafts, rods, pistons, and water pump are carefully inspected. Inspectio...

An expert witness is used when scientific, technical or specialized testimony helps a jury understand the evidence or resolve a disputed issue. What Are the Required Qualifications of Expert Witnesses? The Tennessee or Georgia Rules of Evidence do not spell out specific qualifications for an expert witness. Instead, an attorney must convince the judge hearing a case that the particular expert witness possesses technical or specialized knowledge that regular people do not. Additionally, your attorney must convince the judge that the expert witness’s testimony will be reliable and helpful to a jury. While a witness may be a witness because of the expert’s education, professional experience or specialized training, a witness may also be an expert because of their experience in a trade, such as a car mechanic. Is Evidence given by an Expert Always Admissible? If a judge determines an expert witness’s testimony to be inadmissible, they will exclude it. To be admissible, the testimo...

With Halloween passed and Thanksgiving quickly approaching, Christmas is just around the corner. The holidays are such a busy time of the year, it is typical to end up with a very long to-do list of all the tasks that need completion. For most homeowners, hanging up Christmas lights is one of the larger tasks appearing on this list. When it comes to hanging Christmas lights, it is easy to think this is a simple task. Yet, as most homeowners experience each year, hanging Christmas lights is not so simple. Whether one is dealing with light bulb issues, bad weather, or the lack of proper tools and equipment, something always seems to extend the project longer than expected. Having an issue with a string of lights? No worries. The Elite Property Maintenance team has extensive experience with installing lights and will promptly find a solution to any challenges that may arise. Hiring a service like Elite Property Maintenance to hang one’s holiday lights means that clients can be on...

For business owners, keeping accurate books is paramount. Making mistakes adds up, especially if those mistakes lead to an audit or bankruptcy. With thirty percent of small businesses failing within two years because of expenses outweighing profits, it is more important than ever to keep accurate books. Hiring a CPA to perform bookkeeping tasks is not without cost, but it can save a lot of money in the long run. Even the most seasoned business owners make bookkeeping mistakes when they lack the proper experience. Mistakes encompass data entry errors, missing entries, double entries, and confusion regarding types of expenses. A trained bookkeeper with a keen eye is less likely to make such mistakes. Part of a bookkeeper’s role is to pay bills, maintain a budget and accurately invoice with timeliness. It’s easy to fall behind on paying and accounts receivable when one is running their own business. No more late fees and getting paid on time are just some advantages to an outsourced ...

Understanding why gutters are important can ultimately save homeowners thousands of dollars. This is because gutters prevent costly damages to one’s home. While gutters may not represent the most glamorous topic, they are, nevertheless, a very important aspect of home ownership. The primary purpose of gutters is to move water away from the base of the house. Rainwater can cause various degrees of damage, and even those that are severe. A lack of gutters or improperly installed gutters can cause leaks in basements. Rainwater can also penetrate the slab or foundation to create extremely costly repairs. The average foundation repair starts at ten thousand dollars. Rainwater also erodes the soil around houses, causing destruction to landscaping. Without gutters, rainwater can also wreak destruction on a home’s surface. For instance, when rainwater pummels the ground, dirt splashes back onto the home itself, contributing to a dirty, unkempt look. The problems do not only stay ...

Custom embroidery can add higher perceived value to your organization. Adding custom embroidery to your staff or employees’ uniforms can make your company appear more sophisticated, established, and trustworthy. The brands or companies that make an extra effort to refine their uniforms with custom embroidery, tend to exude characteristics such as good reputation, eminence, and respectability. For branding and promotions, one of the most important objectives is to stand out among all of your competitors. Sometimes it is not enough to just have a team, it’s also important to appear like ‘one team’. Whether in a homegrown or corporate business, presenting oneself as ‘one unit’ will definitely provide recognition instantly from all those whose attention your brand is trying to seek. Here are some advantages of having custom embroidery for business branding and promotions.  A uniform with custom embroidery is essentially like a ‘walking’ billboard. Encouraging one’s employees t...

So You Are Thinking of Filing For Divorce In The State of Georgia… Here Is What You Need to Know What law governs your divorce? Like a lot of things in life, “it depends.” Divorce laws vary in the 50 States and the District of Columbia. If you and your spouse live in Georgia, your divorce will be governed primarily by Georgia law. However, if there is a retirement plan to be divided, there are also federal laws that apply to pension plans, namely ERISA and the Internal Revenue Code. If you are contemplating a divorce, it is important that you have a realistic understanding of your present finances, and what you will need to live on after a divorce. How much do you presently spend a month? How much will you need after a divorce when you are living in a different home or apartment? Take photographs or copy financial documents. Download a history as far back as possible from your credit and/or debit cards for household expenses; find and make copies of anything ...